Outbox Consultancy

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Outbox Consultancy is an advisory firm of boutique engagements delivering strategic, data-driven solutions to businesses across all sectors. Its origin stems from a distinguished team of retired senior Bankers, Industry specialists, and veteran civil servants. We have a cumulative experience of 180 years in banking, corporate governance and corporate finance.

Phone No. :
+91 9999627844

Address:

OUTBOX Consultancy 3rd Floor , Kalsi HP Petrol Pump Complex,Infront of Ram Mandir, Janpath Bhubaneswar Odisha 751001

Services

Funding Consultation

The right capital at the right time is the biggest challenge one can face during a business set up. In India, where the total SME credit gap is estimated to be 20-25 lakh crore, the ecosystem changes rapidly with each passing year. Traditional bank loans to Private equity, Government-backed credit schemes to Venture capital, each has evolved. Yet, industry reports state that 60% of SMEs and around 70% of early-stage startups are still facing issues in their first funding attempts. This is mainly due to incomplete documentation, poor and non-structured proposal lending, as well as unclear financial models in the long term.

Outbox Consultancy bridges this significant gap with a guiding strategy of a fully optimized funding lifecycle. The advisory process covers Bridge financing, Equity infusion, Debt syndication, and Government Incentive Programs. We create financial models that are investor-ready with compelling pitch decks.

We help clients further optimize the capital structure, which can balance equity and debt in the long term. This maintains a perfectly healthy leverage ratio and minimizes the cost of capital. The process is crucial, where businesses with an optimized debt-equity mix can see up to 15-20 per cent improvement with ROI.


If you are a startup that seeks seed capital or even an established firm that looks for funding, we can  leverage your business with our 170+ years of cumulative industry experience. The result is simple: deep banking networks open major doors. Now, faster approvals, better terms and funding strategies align with your long-term business goals.

Stressed Assets & NPA Advisory

NPAs in the Indian Banking sector stand at an alarming range of around 5.9 Lakh crore in the FY23. For this, there’s a greater risk of non-compliance for small-scale businesses. At Outbox Consultancy, we offer OTS (One Time Settlement) Negotiations, Debt Recovery Legal Advisor, and Asset restructuring. The  interventions we provide have been helping our clients previously with a reduced recovery timeline of up to 40 per cent, while preserving the asset value and creditworthiness. Stressed assets pose a greater risk to the new credit borrowing process. Further, it can also trigger
legal as well as reputational consequences if not addressed swiftly in the long term.

With our strong network of ex bankers, financial institutions and legal professionals, our clients expedite major resolutions. This helps reduce recovery timelines by up to 30 to 50 per cent compared to a low industry average. The process we adopt begins with a perfect portfolio review to
further identify the restructuring options, which is followed by negotiations with creditors for a favourable term.

When we do notice that legal action is indeed necessary, we coordinate with seasoned legal experts to manage multiple crises efficiently. This further goes to compliance with major frameworks like IBC 2016, as well as the SARFAESI Act provisions. By partnering with us, our clients not only address basic financial grievances but can restore their complete credit profile. This further paves the path for a future funding opportunity. At Outbox, the approach blends financial restructuring expertise with a legal strategy to maximize asset value.

Stressed Assets & NPA Advisory

NPAs in the Indian Banking sector stand at an alarming range of around 5.9 Lakh crore in the FY23. For this, there’s a greater risk of non-compliance for small-scale businesses. At Outbox Consultancy, we offer OTS (One Time Settlement) Negotiations, Debt Recovery Legal Advisor, and Asset restructuring. The interventions we provide have been helping our clients previously with a reduced recovery timeline of up to 40 per cent, while preserving the asset value and creditworthiness. Stressed assets pose a greater risk to the new credit borrowing process. Further, it can also trigger legal as well as reputational consequences if not addressed swiftly in the long term.

With our strong network of ex-bankers, financial institutions and legal professionals, our clients expedite major resolutions. This helps reduce recovery timelines by up to 30 to 50 per cent compared to a low industry average. The process we adopt begins with a perfect portfolio review to
further identify the restructuring options, which is followed by negotiations with creditors for a favourable term.

When we do notice that legal action is indeed necessary, we coordinate with seasoned legal experts to manage multiple crises efficiently. This further goes to compliance with major frameworks like IBC 2016, as well as the SARFAESI Act provisions. By partnering with us, our clients not only address basic financial grievances but can restore their complete credit profile. This further paves the path for a future funding opportunity. At Outbox, the approach blends financial restructuring expertise with a legal strategy to maximize asset value.

Project Advisory

Across various sectors, many studies have shown that over 35 per cent of infrastructure and largescale business projects failed to meet deadlines. Majorly due to inadequate financial planning and risk assessments, these industries fail to meet significant deadlines. The solution?! You need to secure the proper funding and provide project viability.

At Outbox Consultancy, the project advisory services we provide have been crucial for your strategic and financial backbone. Our approach is simple. We start with the preparation of a Detailed Project Report (DPR), which includes a robust financial projection, sensitive analyses, and Market feasibility studies. This ensures that every stakeholder, from lender to investor, has a ground-level trust in the project’s commercial potential.

Furthermore, we incorporate the credit risk evaluations with proper banking protocols and investor benchmarks. This helps secure the capital faster for the client. Most of the approach we adopt is data-driven, with strong DPRs and sector-specific benchmarking projects, which appeal to a 30-50% funding approval. We assess compliance with all relevant statutory and environmental regulations, ensuring there is no delay post-approval. Supporting clients to negotiate financial terms, reducing interest rates and improving repayment flexibility are adapted wherever possible.

Our cumulative years of experience in banking, governance and corporate finance offer a 360° advisory framework from concept to results. If you are building a 50 crore plant expansion or funding a 500 crore infrastructure project, our role as a strategic partner from planning to commissioning perfectly ensures that every rupee you invest has a favourable return.

Statutory & Regulatory Support

In a modern era, Regulatory compliance is of utmost importance in any business of any scale. This aspect is non-negotiable when you are putting forward your hard-earned pennies in the large sector. Penalties arising from non-compliance with RBI Directives, SEBI guidelines, GST norms, and
Companies Act Provisions have collectively cost the business more than 10k Crore annually.

Our Statutory and Regulatory Support services ensure that the business you put forward remains audit-ready and compliant at all times.

Our experts have navigated the best compliance landscapes, from licensing and permits to a sectorspecific regulatory framework.

If you represent manufacturing, services, or finance, our methods align directly with the amendments and industry codes. Compliance audits are set in monitoring systems and help in providing periodic updates for regulatory changes. In a nutshell, this approach reduces the likelihood
of legal disputes and penalties in the long term.

Some regulated sectors, such as finance, healthcare, and infrastructure, receive assistance with proper RBI/SEBI reporting, GST reconciliation, corporate governance audits, and labour law compliance. Most businesses that have adopted this compliance tend to reduce 70 per cent of regulatory risks annually. This improves the investor confidence in the long term. Our matched networks of ex-regulators and policy experts have offered unmatched insight into how laws are applied in practice. This helps not just when you meet but also when you exceed compliance requirements. It’s simple, our process is always built around transparency and foresight. We ensure you meet the rules and take this as a competitive advantage.

Statutory & Regulatory Support

In a modern era, Regulatory compliance is of utmost importance in any business of any scale. This aspect is non-negotiable when you are putting forward your hard-earned pennies in the large sector. Penalties arising from non-compliance with RBI Directives, SEBI guidelines, GST norms, and Companies Act Provisions have collectively cost the business more than 10k Crore annually.

Our Statutory and Regulatory Support services ensure that the business you put forward remains audit-ready and compliant at all times.

Our experts have navigated the best compliance landscapes, from licensing and permits to a sectorspecific regulatory framework.

If you represent manufacturing, services, or finance, our methods align directly with the amendments and industry codes. Compliance audits are set in monitoring systems and help in providing periodic updates for regulatory changes. In a nutshell, this approach reduces the likelihood
of legal disputes and penalties in the long term.

Some regulated sectors, such as finance, healthcare, and infrastructure, receive assistance with proper RBI/SEBI reporting, GST reconciliation, corporate governance audits, and labour law compliance. Most businesses that have adopted this compliance tend to reduce 70 per cent of regulatory risks annually. This improves the investor confidence in the long term. Our matched networks of ex-regulators and policy experts have offered unmatched insight into how laws are applied in practice. This helps not just when you meet but also when you exceed compliance requirements. It’s simple, our process is always built around transparency and foresight. We ensure you meet the rules and take this as a competitive advantage.

Startup & MSME Assistance

India has over 112,000 newly built DPIIT-recognised startups. Still, on an annual perspective, over 90 per cent of the startups fail in a span of 6 to 8 years due to a lack of proper planning and execution. The inequity of compliance and funding access further escalates a series of downward steps that can completely shut the company down.

We at Outbox Consultancy have years of experience in providing MSME support and guidance to a thriving startup. Our services include financial modelling, market entry strategy, fundraising advisory, and compliance framework design. We also assist in the preparation of investor pitches and ensure alignment with the schemes forth like Startup India, MUDRA Loans, and various MSME-focused government subsidies.

For those who are on a set of early-stage processes, we have robust data to help manage financial processes, including cash flow, working capital optimization, and tracking KPIs. Major MSMEs have benefited from us with a profound expertise to scale operations, securing significant supply chain financing and further navigating credit guarantee schemes.

We help major founders navigate the overall regulatory landscape, which ensures the ROC filings, GST returns, and sectoral licensing from the outset. Many businesses that have begun with proper financial governance are more likely to get 2.5 times funding with a reasonable survival period.

Good strategic insights have been our USP with a profound and skilled network of investors, bankers and policymakers. This, on a large scale, helps position the startups and MSMEs for long-termsuccess.

Loan Support Services

India’s retail and corporate standards have been exceeding expectations since 2023. The number was a massive 50 Lakh crore back then. However, loan delays, not meeting eligibility norms, and declining interest rate negotiations are mainly due to a lack of proper guidance.

We at Outbox Consultancy offer comprehensive support for Loan Services, which essentially covers significant aspects of working capital loans, term loans, project finance, loans against property/shares, and a structured finance option. We begin with a streamlined aspect of credit profile assessment and identify the most searched and suitable products that can cater for your
needs in the long term.

The team of advisors have ensured that the loan applications are completely bank compliant, with a proper set of supporting documents to put forward. Cash flow projections and repayment plans are further added. Overall, this has increased the probability and reduced the processing time. In some cases, it has been up by up to 40 per cent as compared to a self-application process.

We have been leveraging the networks of Banks and NBFCs to negotiate on favourable terms. Competitive interest rates and flexible repayment schedules are also offered. Some businesses that secure an optimal load structure improve the liquidity without even overleveraging, while directly impacting the profitability.

For some clients who seek refinancing, we also evaluate the existing debt structure and revamp it to improve cost efficiency. We also assist in the availability of the government-backed credit guarantee scheme, lowering the overall collateral requirements.

We blend technical expertise with substantial relationship capital.

Loan Support Services

India’s retail and corporate standards have been exceeding expectations since 2023. The number was a massive 50 Lakh crore back then. However, loan delays, not meeting eligibility norms, and declining interest rate negotiations are mainly due to a lack of proper guidance.

We at Outbox Consultancy offer comprehensive support for Loan Services, which essentially covers significant aspects of working capital loans, term loans, project finance, loans against property/shares, and a structured finance option. We begin with a streamlined aspect of credit profile assessment and identify the most searched and suitable products that can cater for your
needs in the long term.

The team of advisors have ensured that the loan applications are completely bank compliant, with a proper set of supporting documents to put forward. Cash flow projections and repayment plans are further added. Overall, this has increased the probability and reduced the processing time. In some cases, it has been up by up to 40 per cent as compared to a self-application process.

We have been leveraging the networks of Banks and NBFCs to negotiate on favourable terms. Competitive interest rates and flexible repayment schedules are also offered. Some businesses that secure an optimal load structure improve the liquidity without even overleveraging, while directly impacting the profitability.

For some clients who seek refinancing, we also evaluate the existing debt structure and revamp it to improve cost efficiency. We also assist in the availability of the government-backed credit guarantee scheme, lowering the overall collateral requirements.

We blend technical expertise with substantial relationship capital.

Management & HR Consulting

Much research has shown that a company with a robust HR and management ground have achieved 2.4x more profitability in the long term. Still, many organizations do struggle with aligning human capital strategies with varied business objectives.

Outbox Consultancy’s role in Management & HR Consulting services builds the organizational framework, which can enable the growth and resilience in the long term. The designed approach of KPI driven performance systems, policy manuals establishes a streamlined decision-making strategy for many governance structures. If you talk about the HR front, we have also been providing primary leadership hiring services, workforce planning, and training programs to enhance the skill sets. The expertise is primarily in spanning industries, which ensures the talent acquisition and development strategies meet the market realities.

We advise every possible change in management priorities, which helps businesses to adapt to a merger, acquisition and market disruption with little to no operational friction. Many organizations that have implemented structured HR policies and leadership alignment have met measurable improvements in employee retention and productivity. This often exceeds as far as 20 per cent on year-by-year growth.

Integration of Financial advisory insight with human resource strategies makes every role, process and decision-making environment profitable in the long term.

A mid-sized manufacturing unit in a case scenario, without proper consultation, struggled with high attrition and project delays. Attrition did drop on a large scale within the correct parameters with a proper KPI-based review implementation and a developed leadership training program.